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 Post subject: Turning 65
PostPosted: Thu Nov 20, 2008 7:23 pm 
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Joined: Thu Nov 20, 2008 4:57 pm
Posts: 25
I turn 65 at the end of this month. Am I eligible to sign up straight away, or do I have to wait till an enrolment period? I'm very confused about the whole process.


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 Post subject: Re: Turning 65
PostPosted: Fri Nov 21, 2008 9:35 am 
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Joined: Fri Nov 21, 2008 9:15 am
Posts: 25
Yes, you can sign up as soon as you turn 65. If for some reason you don't sign up as soon as you turn 65, then you will have to visit the Social Security office or call Social Security between January 1 and March 31 to apply for Part B. Once you enroll during that enrollment period, your Medicare will be effective as of July 1 of that year.


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 Post subject: Re: Turning 65
PostPosted: Mon Nov 24, 2008 4:31 pm 
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Uhm, there are also other qualifying conditions: you can sign up at 65 if:

    you have paid Social Security for at least 10 years or
    you are eligible to receive Social Security benefits on your spouse's (or your former spouse's) earnings.


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 Post subject: Re: Turning 65
PostPosted: Mon Nov 24, 2008 4:48 pm 
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It gets complicated huh. If you don't meet that, you can still get hospital insurance when you pay a monthly premium if you are a US Citizen or a naturalized citizen who's been in the country for 5 years.


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 Post subject: Re: Turning 65
PostPosted: Tue Nov 25, 2008 1:33 pm 
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I thought you don't have to be retired at 65 to enroll in medicare?


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 Post subject: Re: Turning 65
PostPosted: Wed Nov 26, 2008 3:27 pm 
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darwin wrote:
I thought you don't have to be retired at 65 to enroll in medicare?


I don't think anyone said that you have to be retired...just that you've paid for Social Security benefits for at least 10 years or that your spouse has done so.


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 Post subject: Re: Turning 65
PostPosted: Wed Nov 26, 2008 11:40 pm 
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There are other things that can qualify you I believe, such as being a veteran, or having ALS (Lou Gherig's disease, like Stephen Hawking has). Though the normal of course is age qualification.


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 Post subject: Re: Turning 65
PostPosted: Sat Nov 29, 2008 11:30 pm 
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Joined: Thu Nov 20, 2008 4:57 pm
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I meet the other eligibility requirements, but having always had private health insurance I am used to sign up periods and to only being able to make changes during certain periods. SO yes it gets a little confusing!


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 Post subject: Re: Turning 65
PostPosted: Wed Dec 10, 2008 6:44 pm 
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Joined: Thu Nov 20, 2008 10:12 pm
Posts: 25
I don't think that your employment status comes into play about you getting coverage or not. If that was the case I think that there would be a lot of folks who would stop working earlier because of this.


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