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 Post subject: will my mom be eligible?
PostPosted: Thu Nov 20, 2008 1:38 pm 
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My mother will be turning 65 in January. She has not been working and as far as I know, she doesn't have Medicare. My dad, however, does. Will my mom be able to take advantage of my dad's medicare?


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 Post subject: Re: will my mom be eligible?
PostPosted: Thu Nov 20, 2008 2:01 pm 
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It depends. How old is your dad in January?


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 Post subject: Re: will my mom be eligible?
PostPosted: Thu Nov 20, 2008 11:27 pm 
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Your mom is eligible to use your dad's medicare if your dad worked for at least 10 years in Medicare covered employment. Of course, this is applicable for permanent resident of United States.


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 Post subject: Re: will my mom be eligible?
PostPosted: Fri Nov 21, 2008 9:18 pm 
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So if say someone did not work for at least ten years, a homemaker for example, and their spouse dies before age 65 they are not eligible for medicare? Or will the spouse be covered at 65 as long as the other worked for ten years?


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 Post subject: Re: will my mom be eligible?
PostPosted: Sat Nov 22, 2008 8:24 am 
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sheilam wrote:
So if say someone did not work for at least ten years, a homemaker for example, and their spouse dies before age 65 they are not eligible for medicare? Or will the spouse be covered at 65 as long as the other worked for ten years?


If, say, a husband is working a job that provides medicare coverage, and he works for at least ten years at that job before his death, then I believe yes the wife is eligible at age 65 regardless of whether she has been working or not and regardless of the age of the husband when he died.


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 Post subject: Re: will my mom be eligible?
PostPosted: Sun Nov 23, 2008 11:36 am 
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I thought you qualified for Medicare regardless of how long you worked at a particular job, as the funds for your government sponsored retirement benefits are being taken out as part of your payroll taxes.

However, a spouse must be married to the retiree for no less than 10 years to be eligible to participate in the working spouse's Medicare coverage.

I have never heard of having to work at the same employer for 10 years to qualify for Medicare benefits you have already been taxed on!


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 Post subject: Re: will my mom be eligible?
PostPosted: Sun Nov 23, 2008 3:49 pm 
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crystal wrote:
Your mom is eligible to use your dad's medicare if your dad worked for at least 10 years in Medicare covered employment.


I had read that this is the case but have yet to get information from the SS office. Do you know if there is any info on the SS site?


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 Post subject: Re: will my mom be eligible?
PostPosted: Mon Nov 24, 2008 1:43 pm 
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sheyanne wrote:
It depends. How old is your dad in January?


He'd be 60.


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 Post subject: Re: will my mom be eligible?
PostPosted: Mon Nov 24, 2008 2:20 pm 
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that's great to hear that my mom can avail of my dad's benefits. Thanks everyone.


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 Post subject: Re: will my mom be eligible?
PostPosted: Mon Nov 24, 2008 4:24 pm 
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darwin wrote:
sheyanne wrote:
It depends. How old is your dad in January?


He'd be 60.


Sorry, but it seems that your mom will have to wait for 2 more years. Medicare is available for spouses at age 65 only if the covered spouse is at least 62 years old, and has been enrolled in Medicare for 10 years or more. So in effect, your mom will be eligible by January 2011. Take note, the covered spouse should be a retiree himself.


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